Modelling for Bondi$3.8M median· Loan pre-filled at $3040K (80% LVR)
Fixed vs Variable Rate
Model the real cost of rate certainty over your fixed period.
Your Scenario
Fixed Rate
Monthly Repayment
$18,011.90
Total over 3yr
$648,428
Variable Rate
Monthly Repayment
$18,520.54
Total over 3yr
$666,739
Difference over 3 years
Fixed saves you $18,311
Locking in protects you from the modelled rate increase.
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