Modelling for Clovelly$3.9M median· Loan pre-filled at $3120K (80% LVR)
Fixed vs Variable Rate
Model the real cost of rate certainty over your fixed period.
Your Scenario
Fixed Rate
Monthly Repayment
$18,485.90
Total over 3yr
$665,492
Variable Rate
Monthly Repayment
$19,007.92
Total over 3yr
$684,285
Difference over 3 years
Fixed saves you $18,793
Locking in protects you from the modelled rate increase.
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