Modelling for Malabar$2.4M median· Loan pre-filled at $1920K (80% LVR)
Fixed vs Variable Rate
Model the real cost of rate certainty over your fixed period.
Your Scenario
Fixed Rate
Monthly Repayment
$11,375.94
Total over 3yr
$409,534
Variable Rate
Monthly Repayment
$11,697.18
Total over 3yr
$421,099
Difference over 3 years
Fixed saves you $11,565
Locking in protects you from the modelled rate increase.
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