Do I have to take out a loan afterwards?

No. The review is a comparison, and staying as you are is one of the options. If you later choose a lending option, any loan is assessed for suitability under the Best Interests Duty before anything is arranged.

Where is the review held?

At our office at Level 3, Suite 310, 247 Coward St, Mascot, or by video call so family in other places can join.

CPA and Registered Tax Agent · Credit Representative

Home Equity Options Review for Eastern Suburbs homeowners 60+

A 60-minute conversation, family welcome, that compares seven ways to use your home equity and ends with a written comparison you can take away. Super, Centrelink and aged-care fee advice is referred to a licensed financial adviser.

Request a review

Written by James Chee CPA, Credit Representative 517980 of Global Mutual Funds Pty Ltd (ACL 222640), FBAA member·Reviewed by Graham Chee FCPA·Last reviewed 4 November 2026

What's included

What you get from the review

60 minutes

Time to go through your home, income, plans and questions without rushing.

Family welcome

Bring adult children or a trusted person. Decisions about the home usually affect them too.

Written comparison

A written comparison of the seven options for your situation, to read and discuss afterwards.

The seven options we compare

Stay as is
Refinance
Home Equity Access Scheme
Reverse mortgage
Downsize
Rent part of the home
Family help

Read the pros and risks of each option

Fee and scope

Fee: The fee is confirmed in writing before your review is booked. There is no obligation to proceed with any option.

Super, Centrelink and aged-care fee advice is referred to a licensed financial adviser.

The written comparison is general information about each option. It is not a recommendation of a specific loan or lender.

Request your Home Equity Options Review

Tell us how to reach you and a good time. We'll call to confirm the time and send the fee in writing before anything is booked.

Common questions

Review FAQs

We spend about 60 minutes on your home, income, existing loans and what you want to achieve. We then go through the seven options (stay as is, refinance, the Home Equity Access Scheme, a reverse mortgage, downsizing, renting part of the home and family help) and send you a written comparison.

Yes, family are welcome. Many of these options change what is left in the estate, so it often helps to have adult children or a trusted person in the room or on the video call.

The fee is confirmed in writing before your review is booked. There is no obligation to proceed with any option.

Super, Centrelink and aged-care fee advice is referred to a licensed financial adviser. We can explain how each option generally works and who to speak with, and we work alongside your adviser if you have one.

General information only. It does not take your objectives, financial situation or needs into account and is not financial product, tax or legal advice. Lending criteria, fees and charges apply. Super, Centrelink and aged-care fee advice is referred to a licensed financial adviser.