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Local Knowledge Finance

Strata & apartments

Apartments, units, strata levies and off-the-plan purchases.

149 articles · page 7 of 7

Strata & apartments

Planning Deposits and Upfront Costs for Off‑the‑Plan Apartments

A clear, numbers-first guide to deposits and upfront costs for off-the-plan apartments in Australia, with examples, options (including deposit bonds) and a one-week action plan.

18 May 202613 min read
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Strata & apartments

Using the First Home Guarantee to Buy Off-the-Plan: A Practical Guide

Yes, you can use the First Home Guarantee for an off-the-plan apartment, but strict timing, valuation and lending rules mean you must structure your deposit and finance carefully. This guide shows you how to do it safely.

16 May 202615 min read
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Strata & apartments

Off-the-Plan Home Loan Eligibility: A Practical Checklist

A practical, decision-ready checklist to see if you’re eligible for an off-the-plan home loan in Australia, and what to fix this week if you’re not quite there yet.

13 May 202613 min read
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Strata & apartments

When Your Off‑the‑Plan Valuation Falls Short: What To Do Next

Your off‑the‑plan valuation has come in lower than your contract price. Here’s a calm, numbers‑first guide to your options this week: fix the gap, renegotiate, or step back with eyes open.

9 May 202613 min read
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Strata & apartments

Off-the-Plan Home Loan Basics and Eligibility in Australia

A practical, decision-grade guide to how off-the-plan finance works in Australia, who qualifies, and what to do this week to stay finance-ready through to settlement.

9 May 202614 min read
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