Business finance
Working capital, equipment, cash flow and business lending.
256 articles · page 10 of 11
Business finance
How Small Business Owners Can Use Offset and Redraw Accounts Safely
A practical guide for Australian small business owners on using home loan offset and redraw accounts without turning your mortgage into a risky business overdraft.
Business finance
Smart ways to manage your home loan as a small business owner
Practical, decision‑grade strategies for small business owners to manage, protect and refine their home loans without putting the family home or the business at risk.
Business finance
Rent, Rentvest or Buy to Live? A Small Business Playbook
A practical, decision‑grade guide for Australian small business owners weighing up renting, rentvesting or buying to live. Learn how to line up your property move with your business cashflow, tax position and borrowing power so you can act confidently this week.
Business finance
Smart debt consolidation and cashflow tactics for Rose Bay households
A practical, numbers‑first guide to consolidating debts and smoothing cashflow when you’re carrying a large Rose Bay mortgage, with clear steps you can take this week.
Business finance
From Start‑Up To Homeowner: Timeline And Traps For Business Owners
A practical, decision‑grade guide for Australian small business owners planning their first home purchase – what to do when, and the traps that derail approvals.
Business finance
Home Loans for Small Business Owners: Your Eligibility Checklist
Run a small business and want a home loan? Yes, it’s possible. Use this practical eligibility checklist to see where you stand, what paperwork you’ll need, and what to fix this week before you apply.
Business finance
Borrowing Power for Small Business Owners: A Practical Home Loan Guide
Self-employed and wondering how much you can borrow for a home? This guide shows exactly how lenders assess small business owners, with worked examples and simple steps to safely increase your borrowing capacity this week.
Business finance
Strong Trading Year? Restructure Business and Personal Debts Safely
Had a strong trading year? Here’s how to restructure business and personal debts, move expenses off credit cards, protect your home and boost borrowing power this week.
Business finance
Small business home loan eligibility: what lenders want to see
A clear, decision-grade guide to how Australian lenders assess small business owners and self-employed borrowers for home loans, and what you can fix this week.
Business finance
Smart cashflow buffers and risk rules before you borrow
A practical guide to setting buffers, stress‑testing loans and managing risk so your home, investments and business can ride out cashflow shocks without panic.
Business finance
Keeping Your SMSF Afloat When It Has a Property Loan
A practical, decision‑grade guide to planning cashflow when your SMSF has a property loan, so rent, contributions and buffers work together instead of creating stress.
Business finance
SMSF property loans for small business owners, step‑by‑step
A plain‑English guide to how SMSF property loans work for Australian small business owners, including LRBA structure, bank criteria, LVRs, cashflow and a one‑week action plan.
Business finance
Smart Ways to Separate Business and Personal Cashflow With a Mortgage
A practical guide for Australian business owners on separating business and personal cashflow when you have a mortgage, so you can cut risk, impress lenders and keep the family home safer when income is lumpy.
Business finance
SMSF Property Loans for Small Business Owners: A Plain-English Guide
A clear, decision-grade guide to how SMSF property loans work for Australian small business owners, especially when buying their own business premises.
Business finance
How Business Owners Balance Low Tax and High Borrowing Power
For business owners, pushing taxable income down can quietly destroy your borrowing power. This guide shows how lenders really read your numbers, what trade‑offs you’re making, and how to plan your tax and loan strategy together over the next 12–24 months so you can still minimise tax without sabotaging your next home or investment purchase.
Business finance
Should Business Owners Buy Residential Property Inside Their SMSF?
Buying residential property in an SMSF can work for a narrow band of business owners. This guide unpacks the rules, tax, cashflow, risks and when it’s usually better to focus your SMSF on commercial property instead.
Business finance
Fixed, Variable or Split? Home Loan Strategies for Business Owners
A practical guide for Australian small business owners weighing fixed, variable or split home loan rates, with clear examples and an action plan you can use this week.
Business finance
How Local Mortgage Brokers Rescue Borderline Home and Business Loans
Borderline home or business loan? A switched-on local broker can sometimes turn a ‘probably no’ into a safe, workable yes by using suburb knowledge, lender selection and smart packaging.
Business finance
Smart refinancing moves once your business outgrows old loans
Once your business grows, you can often refinance and restructure home and business debt to cut interest, clean up risky facilities and protect your family home. Here’s a practical, one‑week plan to decide what to change and what to leave alone.
Business finance
Consolidating Business and Personal Debts Before Your Next Home Loan
Thinking about rolling business, car and card debts into your mortgage before applying for a home loan? This guide helps Australian business owners weigh the impact on borrowing power, cash flow and risk to the family home, with a one‑week decision plan.
Business finance
How Banks Really Judge Your Small Business At Home Loan Time
Australian lenders don’t just glance at your ABN when you apply for a home loan – they forensically read your business, your tax and your cash flow. Here’s what they really look at and what you can fix this week.
Business finance
How Brokers Get Tough Home and Business Loans Approved
Why one bank says no while a broker finds a way through. How Australian credit policy really works, why approval odds differ by lender, and what to do this week if you’re a first‑home buyer, investor or small‑business owner chasing a tough loan.
Business finance
Tidy Your Debts So Lenders Say Yes To Your Home Loan
A practical, decision-grade guide to cleaning up personal and business debts before you apply for a home loan, especially if you’re self-employed or run a small business.
Business finance
How to Keep Your Cashflow Safe During an Off‑the‑Plan Build
A practical, numbers-based guide to managing cashflow while your off‑the‑plan apartment is being built, including buffers, renting decisions and self‑employed risk.