Strata & apartments
Apartments, units, strata levies and off-the-plan purchases.
149 articles · page 1 of 7
Strata & apartments
Major banks vs specialist strata lenders: choosing for your building
Major banks suit simple, strong strata schemes, while specialist strata lenders fit buildings with defects, big upgrades or complexity. Learn which way your committee should lean this week.
Strata & apartments
Legal Safeguards For Strata Loans: By‑Laws, Security And Owner Rights
A practical guide to when a strata loan needs legal input, how by‑laws and security are structured, and the protections individual owners should insist on before their scheme borrows.
Strata & apartments
Strata building loan paperwork: the documentation you actually need
A practical, decision-ready checklist of documents your owners corporation needs for a strata building loan application, with notes on why lenders ask and how to avoid delays.
Strata & apartments
Strata repairs: raise levies, strike a special levy or borrow?
Got big strata works coming and no cash? This guide compares ordinary levies, special levies and strata loans with simple numbers so your committee can choose a funding mix this week.
Strata & apartments
Strata finance governance red flags buyers and owners must not ignore
A practical guide to spotting governance red flags in strata finance decisions – from related‑party deals and conflicts of interest to missing disclosure – so you can vote, buy or refinance with your eyes open.
Strata & apartments
How a $1m strata loan really changes levies over 10–15 years
See exactly how a $1m strata loan flows through to quarterly levies over 10–15 years, with simple worked examples committees can use this week.
Strata & apartments
Strata redevelopment and collective sale finance: choices committees face
A decision-grade guide for NSW strata committees weighing finance options for renewal or collective sale, with levy, tax and risk impacts explained in plain English.
Strata & apartments
How To Build Buffers And Contingency Plans For Strata Loans
Practical buffer and contingency rules for Australian strata schemes taking on a building loan. Clear targets, worked examples and what to do if things go wrong.
Strata & apartments
How To Finance Capital Works In High‑Density And Mixed‑Use Strata
Clear, decision-grade guide to financing major works in high‑rise and mixed‑use strata buildings, including options, lender red flags and what to do this week.
Strata & apartments
Practical Steps To Get Your Strata Committee Ready To Borrow
A practical, decision-grade guide to get your strata committee ready to borrow for building works – from scoping and owner communication through to resolutions, lender selection and documentation.
Strata & apartments
How To Fund Solar, Batteries And EV Chargers In Strata Buildings
Practical finance options for solar, batteries and EV chargers in Australian strata buildings when you don’t own the roof — including strata loans, green loans, embedded networks and individual workarounds.
Strata & apartments
Refinancing a Stressed Strata Loan: What Your Scheme Can Really Do
A direct, decision‑grade guide to what’s actually realistic when your owners corporation needs to refinance, extend or restructure a stressed strata building loan in Australia.
Strata & apartments
How To Fund Urgent Fire, Cladding And Safety Fixes Fast
How Australian strata owners can quickly fund urgent fire, cladding and safety upgrades without panic levies, including strata loans, refinancing and staged levy strategies.
Strata & apartments
Strata Building Loans In Australia: What Really Happens Step‑By‑Step
A practical, decision‑grade guide to how strata building loans actually work in NSW and across Australia, from approvals and voting rules to structures, repayments, risks and real‑world timelines.
Strata & apartments
Refinance Or Restructure Your Strata Building Loan The Smart Way
A practical, decision-grade guide for Australian owners corporations on when to refinance or restructure a strata building loan, how to model levy impacts and negotiate better terms, and the red flags that mean you should not just roll the loan over.
Strata & apartments
Strata Loans Explained: Structures, Rules And What Lenders Really Want
A practical guide to how strata finance works in Australia – structures, approval rules and what banks and specialist lenders look for before funding your owners corporation or body corporate.
Strata & apartments
Buying your home in a unit trust or company: when it actually works
Thinking of buying your home in a unit trust or company for asset protection or tax reasons? This guide explains when it almost never works, when it can, and the lending, tax and land tax traps to know before you sign a contract.
Strata & apartments
Building a Safe Cash Buffer When Buying Multiple Off‑the‑Plan Units
Buying several off‑the‑plan apartments multiplies settlement and cashflow risk. This guide shows you how to size, fund and protect a practical cash buffer so you can survive valuation shocks, rate rises and rental delays without panic selling.
Strata & apartments
How to Check If You Can Really Service Multiple Off‑the‑Plan Loans
Buying more than one off‑the‑plan apartment sounds clever, but can you *actually* service the loans at settlement? This guide shows a fast, decision‑grade way to test your borrowing power across multiple future properties using conservative, lender‑style assumptions – so you know what you can safely sign this week.
Strata & apartments
How To Safely Stagger Contracts And Settlements On Multiple Off‑the‑Plan Apartments
A practical guide to timing contracts and settlements when buying several off‑the‑plan apartments, so you control cashflow, borrowing capacity and risk instead of being surprised by them.
Strata & apartments
How to Combine First Home Guarantee, FHSS and Savings for Off‑the‑Plan Deposits
A practical guide to combining First Home Guarantee, FHSS and cash savings to secure an off‑the‑plan property, with timelines, worked examples and risk checks.
Strata & apartments
How To Use Gifted Deposits For Off‑the‑Plan Without Tax Or Bank Drama
A practical guide to using family gifts for off‑the‑plan deposits without blowing up your finance approval, triggering tax problems or causing future family disputes.
Strata & apartments
Safe Ways To Use Equity Releases And Deposit Bonds Off‑The‑Plan
How to safely combine equity release and deposit bonds for off‑the‑plan contracts, including timing, LVR limits, bank policies and worked examples for Australian buyers.
Strata & apartments
Risk Management Checklist for Mixing Guarantees, Gifts and Schemes Off‑the‑Plan
A practical, decision‑grade checklist to manage risk when you combine gifts, guarantees and government schemes for an off‑the‑plan purchase in Australia.