Business finance
Working capital, equipment, cash flow and business lending.
256 articles · page 11 of 11
Business finance
How Banks Read Your Business Financials Before a Home Loan
A decision-grade guide to what Australian home lenders look for in your business financials, how they translate your profit into usable income, and the quick fixes you can make this week to improve your borrowing power.
Business finance
Protecting Your Home and Business: Insurance That Actually Works
A practical guide for Australian business owners with mortgages: which personal and business insurances to prioritise, how much cover to consider, and how to fit premiums into cashflow without starving the business.
Business finance
How to Present Your Business Financials the Way Banks Prefer
A practical guide for self‑employed Australians on cleaning up business financials so banks can clearly see income, assess risk and say yes to your home loan or refinance.
Business finance
Should One Broker Handle Your Home, Business and Equipment Loans?
Thinking about using one broker for your home, business and equipment loans? This guide sets out the real-world pros and cons so you can decide what’s right for your situation this week.
Business finance
Owning Your Home as a Business Owner: Personal vs Trust vs Company
For most Australian business owners, buying the family home in your own name is safer and more tax‑effective than using a company or trust. This guide walks through tax, lending, asset protection and practical scenarios so you can choose a structure you’re comfortable acting on this week.
Business finance
Financing New vs Used Equipment: What Australian Lenders Allow
Thinking about financing new or second-hand equipment? This guide breaks down what Australian lenders like, what they avoid and the age, condition and policy rules to check before you sign a contract.
Business finance
Understanding Business Equipment Finance in Australia Today
Business equipment finance lets Australian SMEs fund vehicles, machinery, tech and fit‑outs over 3–7 years using the asset as security, instead of draining cash. This guide explains the main structures, how repayments and balloons work, what lenders check, and a clear one‑week plan to move from idea to approval‑ready.
Business finance
Buying Your First Home When You Run a Small Business
Self-employed and running a small business? You can still buy your first home. This guide shows you how lenders assess you, which grants and schemes you can use, and a one‑week plan to get lender‑ready.
Business finance
How to Stress-Test Your Home Loan When Business Gets Rough
A practical, numbers-first guide to testing whether your mortgage survives a business downturn, and the concrete steps to take this week if it doesn’t.
Business finance
When Business Growth Means You’ve Outgrown Your Old Home Loan
Growing business, same old home loan? Learn the clearest signs you’ve outgrown your current mortgage, how refinancing can support your next stage of growth, and what to do this week.
Business finance
Business Debts, Credit Cards and Car Loans: Protect Your Borrowing Power
A practical guide for Australian home buyers and small business owners on how business debts, credit cards and car loans affect mortgage borrowing power—and what to fix this week.
Business finance
Clean up your credit file as a small business owner this week
Self-employed and planning a home loan or refinance? As a small business owner, your personal credit file matters more than you think. Here’s how to clean it up, step-by-step, in the next 3–12 months.
Business finance
Hidden Debts: How BNPL, Overdrafts and Trade Accounts Hurt Home Loans
BNPL, overdrafts and trade accounts look harmless, but lenders often treat them like ongoing debts that quietly cut your home loan borrowing power. Here’s how they’re assessed and what to fix this week.
Business finance
Your practical guide to equipment finance eligibility in Australia
A plain‑English guide to how equipment finance works in Australia, what lenders look for, and the concrete steps small businesses can take this week to get approval‑ready.
Business finance
Smart vehicle finance options for tradies and small businesses
A decision-grade guide to ute, van and business car finance for Australian tradies and small businesses, with clear comparisons and a worked example you can act on this week.
Business finance
Should Your SMSF Own Your Business Premises or Not?
Using your SMSF to buy your business premises can be powerful, but it’s high‑stakes and not right for every owner. This guide shows when it makes sense, when it doesn’t, and what to check this week before you move a cent.