Business finance
Working capital, equipment, cash flow and business lending.
256 articles · page 5 of 11
Business finance
Capital losses and small business CGT concessions after the 2026 Budget
How to use capital losses and small business CGT concessions under the new 2026–27 Budget rules, with clear property‑focused examples you can act on this week.
Business finance
Personal Guarantees on Equipment Loans: Hidden Risks Explained Fast
Thinking about an equipment loan with a personal or director guarantee? Here’s what it really means for your home, business, and future borrowing — in plain English.
Business finance
How Banks Assess Larger Equipment Facilities and Master Limits
Lenders approve larger equipment facilities and master limits by checking cashflow coverage, contract strength, asset quality, structure, and your track record. Here’s what to line up this week.
Business finance
Related-party SMSF leases: keeping your business premises compliant
If your SMSF owns your business premises and leases it back to your company, the numbers and paperwork must be exactly right. This guide shows how to set rent, document the lease and avoid new ATO pitfalls.
Business finance
Who Should Own Your Business Equipment: Company, Trust or SMSF?
Clear, decision‑grade guide on whether your company, trust or SMSF should own business equipment, with a hard look at tax, asset protection and lender reality in Australia.
Business finance
Equipment finance strategies for accountants, lawyers and consultants
A practical guide to funding IT, fit‑outs and equipment for accountants, lawyers and consultants without choking cashflow or risking the family home.
Business finance
How I Coordinate Personal, Business And SMSF Loans For A Rose Bay Home
Buying a high‑end Rose Bay home with personal, business and SMSF loans is less about rates and more about orchestration. Here’s how I structure it so your family home, business and super all pull in the same direction without over‑exposing you.
Business finance
Smart ways to finance hospitality equipment without choking cashflow
A practical guide to financing kitchen equipment, point‑of‑sale systems and delivery vehicles for Australian cafés, restaurants and food operators, without strangling cashflow.
Business finance
One Specialist Broker To Coordinate Home, Investment And Business Loans In Mascot
How a single, specialist Mascot broker can coordinate your home, investment and business loans safely, without lumping everything with one bank or risking your family home.
Business finance
How To Negotiate With Equipment Vendors When Finance Is Involved
A practical Australian guide to negotiating with equipment vendors when you’re using finance, including subject-to-finance clauses, aligning settlement with approval, and securing better terms without risking your cashflow.
Business finance
Should You Tap Home Equity Or Use Equipment Finance?
Clear, decision-grade guide on whether to use your home equity or a dedicated equipment loan to fund business assets, with numbers, risks and structures you can act on this week.
Business finance
How to Use Seasonal and Structured Equipment Loan Repayments Wisely
Seasonal and structured repayments let you line up equipment finance with lumpy income, especially in agriculture, tourism and project-based trades. This guide shows how they work, numbers to check, risks, and how to choose a structure you can live with through good and bad seasons.
Business finance
How To Smooth Cashflow When Solar Savings Are Seasonal Or Unreliable
Solar can slash power bills, but savings are rarely smooth. This guide shows Australian households, investors and small businesses how to budget for seasonal generation, protect loan repayments and build buffers so solar helps your cashflow instead of stressing it.
Business finance
Why One Boutique Broker Beats Three Banks In Sydney’s East
Using one sharp boutique broker for home, investment and business loans in Sydney’s east can simplify decisions, protect your home and improve future borrowing options—if they coordinate multiple lenders and keep securities cleanly separated.
Business finance
How to Get Equipment Finance as a Start‑Up Without Full Financials
A practical guide for Australian start‑ups and new ABNs to secure equipment finance without two full years of financials, using alternative evidence, smarter structuring and realistic deal sizes.
Business finance
Can Your Mascot Logistics or Freight Firm Qualify for Equipment Finance?
Fast, decision-ready guide to equipment finance eligibility for Mascot logistics, freight and aviation‑support firms, with clear criteria and steps you can take this week.
Business finance
How Dover Heights Owners Can Shield Their Home From Business Risk
Running a business or practice in Dover Heights while carrying a mortgage ties your home to your livelihood. This guide shows where your house is exposed, how loan and guarantee choices increase or reduce risk, and specific steps you can take this week to protect your family home without starving the business.
Business finance
How To Finance a Bronte Second‑Storey or Rear Extension Safely
A practical, Bronte-focused guide to financing a second-storey addition or rear extension, covering equity, construction loans, cashflow buffers and how banks value renovations.
Business finance
How to Fund a Mascot Café or Retail Fit‑Out Without Strangling Cashflow
A practical Mascot‑focused guide to funding your café, restaurant or retail fit‑out without draining working capital or putting your home at unnecessary risk.
Business finance
True Cost of Equipment Finance: Turning Headline Rates into Real Numbers
Headline equipment loan rates rarely show the real cost. This guide unpacks rates, fees and residuals, with worked examples so you can compare options properly and act this week.
Business finance
Stress‑Test Your Green Square Portfolio Before the Market Does
Many Green Square and city investors are long on growth assumptions and short on cashflow detail. This guide shows you how to build a decision‑ready, property‑by‑property cashflow model so you can survive vacancies, rate rises and policy changes without panic selling.
Business finance
Model Off‑the‑Plan Apartment Cashflow Before You Sign Anything
Thinking of an off‑the‑plan investment apartment? Here’s a simple, decision‑grade way to model cashflow, stress‑test holding costs and decide if the deal still works when rates, rents and tax rules move.
Business finance
Balloon Payments on Equipment Finance: When They Help or Hurt
Balloon payments can cut equipment loan repayments today but increase risk and total interest tomorrow. Here’s how to size and structure them so they help cashflow instead of blowing it up.
Business finance
How Much You Can Borrow For Business Equipment In Australia
A decision-grade guide to how much you can borrow for business equipment in Australia, with typical LVRs, loan terms and security options, plus a worked example you can use this week.