Business finance
Working capital, equipment, cash flow and business lending.
256 articles · page 8 of 11
Business finance
How to Finance a Second‑Storey or Rear Extension in Rose Bay
A decision‑grade guide for Rose Bay owners planning a second‑storey addition or rear extension. Learn how banks assess valuations, structure renovation loans, and protect your cashflow so you can start this week without overstretching.
Business finance
How a Broker’s Business Model Quietly Shapes Your Loan Options
Your broker’s business model – aggregator, franchise or independent – can change which lenders you see, how conflicts are handled and how sharp your pricing is. This guide shows you what each model means in practice and how to test a broker this week.
Business finance
Income, Tax and Borrowing Power: A Business Owner’s Balancing Act
Business owners want low tax and high borrowing power, but the two often clash. This guide shows how lenders really read your income, how negative gearing and company dividends fit in, and what you can change this year to protect both your business and your borrowing capacity.
Business finance
Using Interest‑Only vs P&I on Investment Loans the Smart Way
Interest‑only boosts investment cashflow and gearing power, but increases risk and total interest. P&I is safer and builds equity. Here’s how to choose the right mix for your property, business and tax position in 2026.
Business finance
Secured vs unsecured equipment loans: which is safer for your cashflow?
A practical guide to choosing between secured and unsecured equipment loans in Australia — how the rates, risks and structures really work, and which option fits your business this year.
Business finance
Has Your Mascot Business Outgrown Your Old Home Loan? Here’s What Next
If your Mascot business profits have jumped, your old home loan may now be limiting your next move. Here’s how to check, refinance safely and boost flexibility without starving your business.
Business finance
Gear Into Quality Property Using High Income Without Cashflow Pain
How high‑income professionals can safely gear into quality property and assets without strangling day‑to‑day cashflow, using buffers, realistic stress‑tests and flexible loan structures.
Business finance
Should You Sell One Geared Property To Pay Down Others?
Thinking about selling a highly geared investment property to pay down others? This guide walks through the CGT, cashflow and risk trade‑offs so you can make a decision this week with eyes wide open.
Business finance
How to balance business income, dividends and negative gearing now
A practical guide for business owners and high‑income professionals to balance business income, dividends and negative gearing after the latest Budget reforms, without wrecking borrowing power or cashflow.
Business finance
Working Out Your Bronte Borrowing Power as a Small Business Owner
A practical, decision‑grade guide for Bronte small business owners to estimate safe home loan borrowing power, shape their financials, and protect both the house and the business.
Business finance
How to Time SMSF and Personal Property Sales for CGT and Cashflow
A practical guide to timing SMSF and personal property sales so you don’t blow up capital gains tax, pensions or household cashflow under the new rules.
Business finance
How to Sell Your Business But Keep the Properties Safely
A practical guide for Australian business owners who want to sell the business but keep the commercial or investment properties without blowing up tax, loans or cashflow.
Business finance
Co‑Buying Property as a Small Business Owner: What to Get Right
A decision-grade guide for Australian small business owners thinking about co-buying a property with friends, family or business partners. Covers structures, risks, finance and practical steps you can take this week.
Business finance
Smart ways to smooth cashflow on a big Eastern Suburbs mortgage
Practical ways for Eastern Suburbs households and self‑employed clients to consolidate debt and smooth cashflow on large mortgages without quietly blowing out interest or risk.
Business finance
How Bronte Business Owners Can Balance Low Tax and High Borrowing Power
A Bronte business owner can lower tax and still keep strong borrowing power by planning taxable income 18–24 months ahead, paying a stable salary from the business, and separating tax-driven strategies from bank-facing numbers. This guide shows what to tweak this week.
Business finance
Should You Cross-Collateralise Property and Equipment Loans? Read This First
Cross‑collateralising property and equipment loans can lower rates but ties your home or investment property to business risk. Learn how it works, key dangers, safer alternatives and a practical plan to unwind crossed structures without derailing cashflow or growth plans.
Business finance
Dealer Finance or Independent Broker: How To Arrange Equipment Loans
Trying to decide between dealer finance and an independent broker for your next equipment loan? This guide shows how each works, common traps, and a simple week-long plan to compare them properly.
Business finance
Can Your Small Business Qualify For Equipment Finance Today?
A practical eligibility checklist to see if your Australian small business can qualify for equipment finance this week, plus what to fix before you apply.
Business finance
When To Refinance or Consolidate Equipment Loans Without Hurting Cashflow
A practical guide to when refinancing or consolidating equipment loans actually saves you money, protects cashflow and reduces risk—without tying everything to your home.
Business finance
Offset vs redraw on equipment loans: how to protect your cash
Offset and redraw on equipment‑backed loans can save serious interest or quietly strangle your cashflow. This guide shows Australian small business owners when to use each, when to avoid them entirely, and the exact steps to take this week.
Business finance
One Specialist Broker for Home, Investment and Business Loans in Dover Heights
Using one specialist broker for home, investment and business loans around Dover Heights can simplify approvals, protect your home and improve structures—if you manage the risks.
Business finance
Using Equipment Finance To Maximise Instant Asset Write‑Off And Beyond
A clear, decision-ready guide to using equipment finance with instant asset write‑off, temporary full expensing and standard depreciation rules so Australian small businesses and self‑employed clients can act confidently this week.
Business finance
Should You Use Property as Security for Business Equipment?
Clear, decision-ready guide on when it’s smart to use your home or investment property as security for business equipment — and when to keep things separate.
Business finance
Get Faster Equipment Finance: How To Package Your Business Smartly
Want quick equipment finance approval? Show lenders clear cashflow, clean accounts and a simple story for why the new asset pays for itself. Here’s the one-week game plan.