Property investors
Investment loans, portfolios, rental property, SMSF and landlord questions.
168 articles · page 4 of 7
Property investors
New Budget Negative Gearing Changes: What Investors Must Do Now
Negative gearing isn’t dead, but the 2026–27 Budget radically changes how it works for established properties. Here’s what’s changing, who’s grandfathered, and what smart investors should do this week.
Property investors
Turn Alexandria or Green Square Equity Into a Weekender or Investment
How to safely use Alexandria or Green Square home equity to buy a weekender or investment, with clean loan structures, worked numbers and post‑2027 tax changes in mind.
Property investors
Smartly Sequencing Renovations, Upgrades and Investments After Tax Reforms
A practical guide to choosing the order of renovations, home upgrades and investments under the new negative gearing and CGT rules, so you don’t accidentally kill deductions or cashflow.
Property investors
Build-First Safety: Insurance Essentials For Geared Property Investors
If you’ve borrowed heavily to invest in property, the right insurance mix is non‑negotiable. This guide shows you the core policies, what they actually cover, and how to size them so a job loss, illness or tenant disaster doesn’t force a distressed sale.
Property investors
How To Stagger Fixed Rates and IO Periods Across Your Portfolio
How to stagger fixed-rate expiries, interest-only periods and review dates across a growing loan portfolio so you avoid refinance cliffs, protect cashflow and keep flexibility as rates and tax rules change.
Property investors
Using Contribution and Transfer Balance Caps to Tune SMSF Property Plans
How the latest contribution and transfer balance cap changes reshape SMSF property strategies, debt reduction plans and retirement income – with practical steps you can take this week.
Property investors
Set Up Your First Green Square Investment Loan To Stay Flexible
How to structure your first Green Square investment mortgage so you keep refinancing, tax and exit options open instead of locking yourself into messy, inflexible debt.
Property investors
How to Turn Company, Trust and Investment Income Into Borrowing Power
Company, trust and investment income can dramatically boost (or quietly kill) your borrowing power. This guide shows how lenders really treat those income streams, the evidence they want, and what to change this year so your “complex” income becomes a clear, bank‑friendly serviceability story.
Property investors
How Owner-Occupiers Can Beat Investors And Developers At Auction
Feeling outgunned by investors and developers at auction? This guide shows Eastern Suburbs and Inner‑South buyers the specific finance levers you can control this week to look stronger, bid smarter and still stay safely inside your real budget.
Property investors
Seven Debt Recycling Mistakes Geared Investors Keep Repeating
Debt recycling can quietly build wealth – or quietly blow up your tax position. Here’s how geared Australian investors most often get it wrong, and how to fix it this week.
Property investors
How Banks Treat Airbnb and Holiday Rental Income For Home Loans
Thinking about using Airbnb or holiday rental income to qualify for a home loan? This guide explains how Australian lenders treat short‑stay income, what they’ll count, what they’ll ignore and how to structure things so banks stay comfortable.
Property investors
Geared Property: Choosing Between High-Yield and Growth Suburbs
When you’re geared, the yield vs growth choice is really a risk and cashflow decision. Here’s how to decide, using numbers you can model this week.
Property investors
Using Dover Heights Home Equity to Buy a Weekender Safely
How Dover Heights owners can safely use home equity to buy a weekender or investment property, without over‑gearing or risking the family home.
Property investors
Negative gearing for Eastern Suburbs professionals after tax reforms
How new negative gearing and CGT rules change the game for high‑income Eastern Suburbs professionals – and the specific strategies, numbers and structures that still work now.
Property investors
SMSF and Family Trust Together for Property: What Still Works Now
Using an SMSF and family trust together for property can still work, but the tax, lending and ATO anti‑avoidance rules now punish complexity without clear purpose. This guide shows when to use multiple entities, when to keep it simple, and what to check this week.
Property investors
Buying Off-the-Plan in an SMSF: Rules, LRBAs and Real Risks
Thinking about buying an off‑the‑plan apartment in your SMSF? This guide walks through the lending rules, LRBA traps, settlement risks and practical steps to decide if it’s right for your fund this year.
Property investors
Structuring Bronte Investment and Rentvesting Loans the Smart Way
How Bronte property investors and rentvestors can structure loans for tax clarity, safer gearing and flexibility, with negative gearing reforms and Eastern Suburbs prices in mind.
Property investors
How to Use Green Square Equity to Buy a Weekender or Investment
A practical guide for Green Square and Zetland owners on using apartment equity to buy a weekender or investment property without over‑gearing or wrecking cashflow.
Property investors
Will Stricter Negative Gearing Rules End Property Investing in Australia?
A clear, numbers‑driven look at how the 2026–27 negative gearing and CGT reforms really change property investing in Australia – and what smart investors can still do this year.
Property investors
Developer Incentives, Rental Guarantees and What Banks Really Ignore
A no‑nonsense guide to how banks treat developer rebates, rent guarantees and other incentives on off‑the‑plan and new builds — and how to protect your finance approval and settlement.
Property investors
Refinancing an SMSF property loan safely when rules and rates change
How to decide if and when to refinance an SMSF property loan when tax, Budget and lending rules shift – and what numbers to run before you move this year.
Property investors
How To Use Different Lenders Strategically Across Your Portfolio
Using multiple lenders across a property or business portfolio can boost borrowing capacity, reduce risk and protect your equity. Here’s a practical, decision‑ready guide for Australian borrowers.
Property investors
Smart Use of Companies, Trusts and SMSFs for Eastern Suburbs Property
A clear, lender-focused guide to using companies, trusts and SMSFs for Eastern Suburbs property – when they help, when they hurt, and what to do this week.
Property investors
How to Start Debt Recycling With Your Home Loan Safely
A practical, Australian-focused beginner’s guide to debt recycling using your home loan and an investment portfolio, with clear steps, examples and risk checks you can work through this week.