Property investors
Investment loans, portfolios, rental property, SMSF and landlord questions.
168 articles · page 5 of 7
Property investors
New Negative Gearing Rules: What They Do To Your Borrowing Power
A decision‑grade guide to how the 2026–27 negative gearing reforms will change borrowing capacity, serviceability assessments and LVR limits for Australian property buyers and investors.
Property investors
Plan Ahead: Boost Your Borrowing Capacity Before Your Next Investment
A practical 6–18 month game plan to improve your borrowing capacity before your next investment loan, covering income, debts, expenses, structures and buffers so lenders say yes when it counts.
Property investors
How I Stress-Test Home and Investment Loans Before Banks Do
Most borrowers run numbers assuming everything goes right. A proper stress test with your broker models rate rises, vacancies and life shocks — and shows what you should change this week to stay safe.
Property investors
Warning Signs Your Property Portfolio Is Over‑Geared (And How To Fix It)
Clear, decision‑grade guide to spotting when your Australian property portfolio is over‑geared and practical ways to de‑risk without panic selling.
Property investors
CGT changes and SMSF property sales: getting timing right
A clear, decision‑grade guide to selling SMSF property under evolving CGT rules. Learn how accumulation vs pension phase, timing, LRBA debt and new reforms shape what you actually keep after tax.
Property investors
How One Dover Heights Investor Turned Home Equity Into Three Properties
How a Dover Heights owner used home equity to buy two more properties, stay safely geared and protect the family home. Simple numbers, clear structure, and steps you can copy this week.
Property investors
Refinancing Underperforming Investment Properties: Hold, Renovate or Sell?
A practical, numbers-first guide to decide whether to refinance, renovate, hold or sell an underperforming investment property in Australia, with worked examples and clear next steps you can action this week.
Property investors
Smart Splits and Offsets: Right-Sizing Your Structure As A Geared Investor
How many loan splits and offset accounts does a geared investor actually need? A practical, decision-grade framework so you can simplify, protect deductibility and improve cashflow – without creating admin you’ll never keep on top of.
Property investors
How Lenders Really View Heavily Geared Property Investors in 2026
A practical guide to how banks actually assess heavily geared Australian property investors in 2026, and what you can do this week to protect and grow your borrowing power.
Property investors
First‑time investors in 2026: do reduced negative gearing benefits kill the deal?
Thinking about your first investment property after the 2026–27 negative gearing reforms? This guide shows how to decide, step‑by‑step, whether buying still stacks up without leaning on tax breaks.
Property investors
Smart Ways Rose Bay Owners Can Use Equity For A Weekender
How Rose Bay homeowners can safely unlock equity to buy a weekender or investment property, without over‑gearing the family home or wrecking cashflow.
Property investors
Pay Off Your Home First Or Start Gearing? How To Decide In 7 Steps
Torn between smashing your home loan and starting an investment portfolio? This guide walks through the numbers, risks and tax rules so you can choose a strategy – or blend – that fits your stage of life, risk appetite and the new 2026–27 negative gearing rules.
Property investors
Five Practical De‑Gearing Paths For Property Investors In Australia
A clear, numbers-first guide to five practical ways Australian property investors can safely reduce portfolio risk: when to sell, when to pay down, when to recycle debt, and when to hold the line.
Property investors
How to Use Home Equity to Safely Buy Your First Investment
A practical, step‑by‑step Australian guide to using home equity to buy your first investment property, including safe LVRs, structures, buffers and worked numbers you can act on this week.
Property investors
Should You Keep Your Bronte Home as an Investment When You Upgrade?
Thinking about upgrading around Bronte but keeping your old place as an investment? This guide shows you how to test the cashflow, tax, lending and lifestyle trade‑offs so you can decide with clear numbers, not emotion.
Property investors
Solar on Airbnb and Holiday Rentals: Getting Borrowing and Tax Right
How to fund solar for an Airbnb or short‑stay property, keep the loan structure clean, and claim the right tax deductions without tripping ATO or lender rules.
Property investors
Gearing Now or Saving Longer? A First‑Time Investor’s 2026 Guide
Should you gear into your first investment property sooner with a smaller deposit, or keep saving for a bigger one? This guide walks through the numbers, risks and trade‑offs so you can make a decision this week that still makes sense under the 2026–27 tax changes.
Property investors
Managing Large Mortgages When a High‑Net‑Worth Borrower Dies
A clear, decision-grade guide to what actually happens to big Australian home and investment loans when a high‑net‑worth borrower dies, and how to protect family and assets before it happens.
Property investors
Limited Recourse Borrowing After the Budget: What SMSF Trustees Must Change Now
A decision-grade guide to running SMSF limited recourse borrowing arrangements safely under new ATO guidance and recent Budget reforms, with clear actions you can take this week.
Property investors
Should You Consolidate Personal and Investment Debts Into Your Rose Bay Mortgage?
A decision-grade guide for Rose Bay households on when rolling personal and investment debts into a home loan actually makes sense — and when it quietly increases risk.
Property investors
SMSFs and geared property after the latest Budget: should you move now?
Thinking about using your SMSF to gear into property after the latest Budget? This guide gives you a reality check on what’s changed, SMSF LVR and borrowing limits, and when a new SMSF property still makes sense versus using personal or business structures instead.
Property investors
Why Banks Treat Student, Defence and Uni Precinct Properties Differently
Thinking of buying near a uni or defence base? Lenders don’t treat those properties like standard houses or units. Here’s how bank rules change – and what to test this week before you sign a contract.
Property investors
How Much Equity Can You Safely Release from an Investment Property?
A decision-grade guide to how much equity you can safely release from an Australian investment property, with clear LVR rules, buffers, worked examples and lender considerations you can act on this week.
Property investors
New CGT Rules For Geared Property Investors: Practical 2027 Playbook
A clear, decision‑grade guide to Australia’s 2027 capital gains tax changes for geared property investors. Understand the new discount rules, 30% minimum tax, negative gearing links and what you should actually do with each property this year.