Property investors
Investment loans, portfolios, rental property, SMSF and landlord questions.
168 articles · page 6 of 7
Property investors
Negative Gearing After the Latest Budget: What Actually Changes
A clear, decision-ready guide to what the 2026–27 Budget negative gearing changes really do, who is grandfathered, and how property investors should respond this week.
Property investors
Safely Using Eastern Suburbs Home Equity for Reno, Investment and Buffers
A decision-grade guide for Eastern Suburbs owners on how to release equity for renovations, investments and cash buffers—without overstretching your household, business or retirement plans.
Property investors
How APRA Buffers, HEM and Rental Shading Really Limit Your Next Loan
APRA buffers, HEM and rental shading quietly cap how much property investors can borrow. This guide explains the rules, how banks apply them, and what you can do this week to protect and improve your borrowing power for your next geared purchase.
Property investors
How to stress-test a geared property portfolio in one evening
A practical, numbers-first way to stress-test your geared property portfolio against rate rises, vacancies and shrinking negative gearing benefits — in one focused session this week.
Property investors
How a Growing Café Owner Can Safely Buy a Home and Two Investments
A worked, numbers-based plan for a successful café owner to buy a family home and two investment properties without starving the business. Uses realistic figures, clear structures and buffers you can copy and discuss with your accountant and broker this week.
Property investors
Should You Keep Your Old Zetland Unit as an Investment Property?
Thinking of upgrading but keeping your Zetland unit as an investment? Here’s exactly how lenders assess the plan, how much rent they’ll count, and what numbers to check this week before you commit to a second property.
Property investors
Real Numbers: $750k Investment Unit at 80% LVR Over 10 Years
A full worked example of buying a $750k investment unit at 80% LVR, showing repayments, cashflow, tax impact and equity over 10 years so you can decide if it fits your risk and household budget this week.
Property investors
Turn Eastern Suburbs Home Equity Into a Balanced Property Portfolio
How to turn high Eastern Suburbs home equity into a balanced, resilient property portfolio without risking your family home or over-relying on tax perks.
Property investors
Restructuring Investment Loans When Negative Gearing Benefits Shrink
A practical, numbers‑driven guide to deciding if and how you should restructure or refinance investment loans as negative gearing benefits shrink under the 2026–27 reforms.
Property investors
Structuring Trust, Investment and SMSF Income For Big East‑Side Loans
How high‑income, asset‑rich Eastern Suburbs buyers can safely use trust distributions, portfolios and SMSF income to support a large home loan without over‑stretching.
Property investors
Choosing Between Standalone and Cross‑Collateralised Loans for Gearing
A plain‑English guide to whether standalone or cross‑collateralised investment loans better support flexible gearing, portfolio growth and risk management for Australian investors.
Property investors
Keeping SMSF Property Loans Safe With Offsets and Cash Buffers
How to use offset-style features and cash buffers in an SMSF with a property loan so your fund can survive rate rises, vacancies and rule changes without fire-selling the asset.
Property investors
How to Pivot Your SMSF Property Plan When Rules Change
Three real‑world SMSF property case studies showing how to adapt when Budget and tax rules shift mid‑strategy – without blowing up your retirement or business cashflow.
Property investors
How to Upgrade Your Home and Keep the Old One as an Investment
A decision‑grade guide to upgrading your family home while keeping the old one as an investment. Covers borrowing capacity, cashflow, tax, structure, and stress‑testing so you can act this week.
Property investors
Should You Roll Other Debts into Your Mascot Mortgage?
Consolidating car loans, cards and even investment debts into your Mascot home loan can ease monthly pressure but can also put your family home at risk and increase lifetime interest. This guide shows Mascot borrowers exactly when it makes sense, when it doesn’t, and how to structure it safely this week.
Property investors
Why Sensible Gearing Still Works for Many Property Investors in 2026
Gearing is under political fire in 2026, but for many Australians it still works when used conservatively, with realistic cashflow and a clear de‑gearing plan.
Property investors
Auction finance tactics to beat investors in Sydney’s East
Practical finance tactics Eastern Suburbs buyers can use this week to compete with cashed‑up investors at auction – without blowing the budget or risking settlement.
Property investors
How to Recycle Equity Across a Portfolio Without Triggering LMI
A practical guide to recycling equity across multiple investment properties while keeping most loans under 80% LVR and avoiding unnecessary LMI on every property.
Property investors
Turning Your Home Into a Rental: Six-Year Rule and New CGT
Clear, decision-grade guide to the six-year rule and main residence CGT changes for accidental landlords under the new 2026–27 tax settings.
Property investors
Rentvesting with gearing: how to live well and invest smarter
How to combine rentvesting and gearing so you can live where you want while buying investment property where the numbers work, under the new post‑2026 tax rules.
Property investors
Should You Roll Personal and Investment Debts Into Your Dover Heights Home Loan?
A practical Dover Heights–focused guide to when it makes sense to roll personal and investment debts into your home loan, and when to leave them alone.
Property investors
How to Use Your SMSF and Super to Invest in Property Safely
A practical guide for Australians considering using super or an SMSF to buy property, with a focus on business owners weighing commercial premises and retirement goals.
Property investors
Refinancing Investment Loans: When To Move, When To Hold
Clear rules for geared property investors on when refinancing an investment loan makes sense – and when the costs, tax and risk mean you’re better off sitting tight and sharpening what you already have.
Property investors
Step‑By‑Step: Using Home Equity To Buy Your Next Investment
A practical, Australian step‑by‑step playbook to turn existing home or investment property equity into the deposit and costs for your next investment property, without over‑stretching yourself.