Strata & apartments
Apartments, units, strata levies and off-the-plan purchases.
149 articles · page 2 of 7
Strata & apartments
Safe ways to use family guarantees for off‑the‑plan buyers
How first‑home buyers can safely use family guarantees and pledges to buy off‑the‑plan—without putting parents’ homes or retirement at unnecessary risk.
Strata & apartments
How Foreign Buyer Rules And Surcharges Can Break Your Finance
Foreign buyer rules and surcharge taxes now shape valuations, bank policy and resale risk on off‑the‑plan deals. Here’s how they flow through to local buyers’ finance – and what to check before you sign.
Strata & apartments
Decoding Company, Community and Strata Titles in Alexandria
Plain‑English guide to how company title, community and strata schemes work in Alexandria, and what each means for your deposit, borrowing power and finance risk this week.
Strata & apartments
Buying Company Title and Older Strata in Harbourside Sydney: Finance Rules
Thinking about a company title or older strata apartment in Double Bay, Rose Bay or nearby? Here’s how lenders really treat quirky titles, what it means for your deposit, and the checks to run this week before you bid or refinance.
Strata & apartments
How To Clean Up Your Credit File Before Off‑the‑Plan Settlement
A practical, Australian-focused guide to cleaning up your credit file before your off‑the‑plan home loan is assessed, so late payments, old debts and score issues don’t derail settlement.
Strata & apartments
Fix, Float or Split Before Off‑the‑Plan Settlement? How To Decide
Facing off‑the‑plan settlement soon and unsure whether to fix, stay variable or split your home loan? This guide shows how to weigh rate risk, cashflow, future refinancing and your tax position so you can pick a structure this week with confidence.
Strata & apartments
How Banks Really Judge Off-the-Plan Projects (And What To Avoid)
Most buyers obsess over floorplans and finishes. Banks care about very different things. This guide shows how lenders really assess off-the-plan projects so you can pick developments that are more likely to be funded all the way to settlement.
Strata & apartments
Will Your Bronte Unit’s New Kitchen or Bathroom Impress the Bank?
Thinking about upgrading the kitchen or bathroom in your Bronte unit? This guide explains when banks and valuers will actually credit those renovations – and how to structure finance so you don’t over‑capitalise or hurt your borrowing capacity.
Strata & apartments
Using Airbnb Income For Rose Bay Apartments: What Banks Really Count
Thinking of using Airbnb income from a Rose Bay apartment to boost your borrowing power or refinance? This guide explains exactly what Australian lenders will and won’t count, how strata and council rules in Sydney’s East affect your loan, and how to structure your buffers so an Airbnb crackdown or quiet season doesn’t put your home at risk.
Strata & apartments
How To Decide Whether To Sell Or Hold Your Green Square Apartment
A decision-grade guide for Green Square and Zetland owners weighing up whether to sell or hold their apartment as life, work or family circumstances evolve.
Strata & apartments
Off-the-plan vs established homes: a first-home finance decision
Off-the-plan and established homes are funded very differently. This guide shows first-home buyers the key finance risks, buffers and timelines so you can choose with eyes open this week.
Strata & apartments
Choosing Old vs New Mascot Apartments: Finance, Strata & Resale
A decision‑grade guide to buying old or new apartments in Mascot, with lender rules, strata red flags, defect risks and resale factors you can act on this week.
Strata & apartments
Contract Traps That Can Blow Up Off‑the‑Plan Finance
Certain off‑the‑plan contract clauses can make banks refuse your loan, even if you’re pre‑approved. Here are the red flags to spot and fix before you sign.
Strata & apartments
When To Order Your Off-the-Plan Valuation (And When Not To)
Thinking about ordering an early valuation on an off‑the‑plan purchase? This guide explains when it helps, when it backfires, and the timing that protects your finance approval and cash buffer.
Strata & apartments
How to Choose Principal-and-Interest or Interest-Only Off the Plan
A decision-grade guide to choosing principal-and-interest or interest-only repayments for an off‑the‑plan purchase, with numbers, risks and timelines you can act on this week.
Strata & apartments
Smart Offset and Loan Feature Choices for Off‑the‑Plan Buyers
Which loan features actually matter when buying off‑the‑plan? This guide explains how offsets, splits, fixed vs variable and interest‑only work in real life so you can lock in the right structure well before settlement.
Strata & apartments
Solar For Apartments And Strata: Practical Finance Moves This Week
Live in an apartment or strata and don’t own the roof? You still have options to cut power bills with solar-like setups. This guide shows realistic finance and structure choices you can move on this week, without owning the roof.
Strata & apartments
Nailing The Timing: Lease Expiry And Settlement On A Green Square Unit
A step‑by‑step playbook to line up your lease end with Green Square or Zetland apartment settlement so you avoid double housing costs, last‑minute panic and cashflow stress.
Strata & apartments
Refinancing right after off‑the‑plan settlement: when it actually makes sense
Bought off‑the‑plan and already wondering if you should refinance? This guide shows when it’s worth switching lenders soon after settlement, when it’s too risky, and the numbers to run before you move.
Strata & apartments
Financing Company Title and Strata Quirks Around Green Square
A plain‑English guide to financing company title and quirky strata apartments around Green Square, Zetland and the inner south, with lender red flags, deposit rules and one‑week action steps.
Strata & apartments
Financing Small Strata, Studios and Company Title Units in Rose Bay
How lenders really treat small strata, studio apartments and company title units in Rose Bay – and the exact steps to get your loan approved safely this week.
Strata & apartments
Keep Or Sell Your Mascot Unit When You Upgrade? A One‑Week Decision
Thinking about keeping your Mascot apartment as an investment when you upgrade? This guide walks through the five key numbers, tax and lending rules so you can decide calmly within a week whether “keep and rent” is genuinely safe for your family.
Strata & apartments
Smart ways to structure ownership for off‑the‑plan units
Deciding between solo, joint or guarantor for an off‑the‑plan unit affects tax, risk and flexibility for years. This guide gives a decision-grade comparison you can act on this week.
Strata & apartments
The Developer Paperwork Your Bank Quietly Cares About Most
Most off-the-plan loans fail for missing information, not bad borrowers. Here’s the exact developer and project documentation banks want – and how to get it early so your approval actually survives to settlement.