Strata & apartments
Apartments, units, strata levies and off-the-plan purchases.
149 articles · page 4 of 7
Strata & apartments
Using professional income packages to secure an off‑the‑plan loan
How doctors, lawyers and other high‑income professionals can use complex income packages to safely secure off‑the‑plan property finance in Australia.
Strata & apartments
Keeping Your Finance Fresh When Settlement Is 2–5 Years Away
Buying off the plan or with a long settlement? Your finance today won’t automatically still work in 2–5 years. Here’s how to keep your loan strategy “fresh” from deposit to settlement so rising rates, valuations or life changes don’t derail the deal.
Strata & apartments
How Much You Can Borrow To Upgrade In Sydney’s Eastern Suburbs
A punchy, numbers-first guide to how much you can actually borrow to upgrade from a unit to a semi or terrace in Sydney’s Eastern Suburbs – with practical limits, examples and next steps you can act on this week.
Strata & apartments
How to Juggle Multiple Property Moves Around an Off‑the‑Plan Settlement
A practical, decision-grade guide to lining up sales, leases and new finance around an off‑the‑plan apartment settlement, without blowing up your cashflow or timelines.
Strata & apartments
How to Finance a Luxury Apartment or Penthouse Without Nasty Surprises
Thinking of a luxury apartment or penthouse? This guide cuts through strata rules, minimum size policies and high‑rise lending quirks so you can buy safely and finance it well this week.
Strata & apartments
Upgrading Your Alexandria Apartment: Safe Borrowing Limits That Hold
Thinking of upgrading from an Alexandria apartment to a family home? This guide shows how to set a safe borrowing limit, check your risks and decide what you can genuinely afford to do this week.
Strata & apartments
Should You Use a Personal Loan or Equity Top‑Up for Mascot Reno?
Thinking about a cosmetic upgrade to your Mascot apartment? This guide walks through whether a personal loan or home‑equity top‑up is smarter, with numbers, tax angles and risk checks you can work through this week.
Strata & apartments
Do Kitchen and Bathroom Upgrades In Alexandria Apartments Impress The Bank?
Thinking about a kitchen or bathroom upgrade in an Alexandria high‑rise? This guide shows when banks and valuers actually give you credit for cosmetic renos – and when they don’t – so you can plan works, budgets and refinance timing with eyes wide open.
Strata & apartments
Buying a Rose Bay apartment in a company or trust: what banks really do
Thinking of buying a prestige Rose Bay apartment in a company or trust? This guide explains how lenders actually treat entity-owned units, impacts on borrowing power, tax, asset protection and what to decide before you sign a contract.
Strata & apartments
How a First‑Home Buyer Safely Bought in Green Square on Modest Pay
A detailed Green Square case study: how a first‑home buyer on a modest income safely bought a Zetland apartment using a conservative borrowing limit, government schemes and the right lender for a high‑density building.
Strata & apartments
Bronte Apartments Explained: Old Walk‑Ups, New Builds and Bank Rules
Buying or refinancing a Bronte apartment? This guide breaks down how banks treat old walk‑ups versus new builds, how strata size and building risk change your borrowing power, and the checks to run this week before you sign a contract or order a valuation.
Strata & apartments
Planning a Safe Upgrade From Rose Bay Apartment to House
Thinking about stretching from a Rose Bay apartment to a house? This guide shows what you can safely borrow, how banks really assess you, and the key risks to watch before you commit to a much bigger mortgage.
Strata & apartments
A Hard‑Headed Finance Playbook For Your First Eastern Suburbs Unit
A decision-grade, numbers-first guide to buying your first Bondi, Coogee or Randwick apartment, with concrete borrowing tactics you can act on this week.
Strata & apartments
Turn Your Alexandria Apartment Into a Six‑to‑Twelve‑Month Safety Net
For Alexandria apartment owners, a six‑to‑twelve‑month cash buffer is often the difference between riding out a shock and being forced to sell. Here’s how to size it, where to keep it, and the exact steps to build it this year without starving your lifestyle or over‑gearing.
Strata & apartments
Financing Alexandria Warehouse Conversions, Lofts and Industrial-Style Apartments
Alexandria’s warehouse conversions and loft apartments look amazing, but lenders don’t treat them like vanilla units. This guide explains how banks assess them, common valuation traps, and how to structure your finance so a quirky building doesn’t derail your purchase or refinance.
Strata & apartments
Buying a Tiny Alexandria Apartment? Size, LVR and Valuation Rules
What you must know about minimum sizes, LVR caps and valuation traps before buying a small studio or one‑bed apartment in Alexandria.
Strata & apartments
Strata, Company, Community and Torrens Titles: How They Change Your Loan
Not all property titles are equal when it comes to finance. This guide explains how strata, company, community and Torrens titles change your deposit, borrowing power, interest rate and bank choice – in plain English, with practical actions you can take this week.
Strata & apartments
Off-the-plan regret: real legal and financial costs of walking away
Thinking of walking away from an off-the-plan apartment? This guide explains, in plain English, what really happens if you default – from losing your deposit to being sued for resale losses, plus practical steps you can take this week to limit the damage.
Strata & apartments
Upgrading From an Eastern Suburbs Apartment to a Semi or Terrace
A step‑by‑step finance guide for Eastern Suburbs owners looking to upgrade from an apartment to a semi or terrace while managing risk, tax and cashflow.
Strata & apartments
Mascot Apartments: When a Local Broker and Valuer Knowledge Really Matters
Mascot apartments can live or die on valuation and building risk. Here’s when a broker who knows local buildings, valuers and bank policy can save your deal, your deposit and your long‑term cashflow.
Strata & apartments
Combining Two Green Square Units: Finance, Titles and Timing
Thinking of joining two Green Square or Zetland apartments into one larger home? Here’s how to structure the purchase, loans and titles, and what to line up with your broker, lawyer and strata before you start knocking down walls.
Strata & apartments
Turn Bonus, Commission and RSUs Into a Green Square Apartment
How Sydney professionals can safely turn bonus, commission and RSU income into borrowing power for a Green Square apartment, without over‑stretching or confusing the banks.
Strata & apartments
How a Mascot Couple Upgraded Homes Without Selling Their First Unit
A detailed Mascot case study: how one couple bought their first apartment, grew equity, then upgraded to a house without a forced sale. Learn the exact numbers, structures, and safety checks to copy this week.
Strata & apartments
Can’t Settle Your Off‑the‑Plan Apartment? Real Options Now
If you can’t settle your off‑the‑plan apartment, you’re likely in breach of contract – but you still have options. This guide explains the consequences, urgent steps to take this week, and practical exit paths to limit damage.